Terms of Service

Terms that govern use of the Mindtools website and the described local analytical utility.

1. Acceptance of terms

By accessing mindtools.digital or using Mindtools as described on this website, you agree to these Terms of Service. If you do not agree, do not use the website or the software.

2. Description of the software

Mindtools is a local data tracking utility and analytical software for Offline Wallet Tracker for Receipt Matching Reviews. It is intended to help users organise locally available information, review matching records, analyse stored notes, and maintain informational archives.

Mindtools is solely a local data tracking utility and analytical software. It is not a financial institution, wallet provider, custodian, broker, exchange, or investment platform. The application does not hold, hold custody of, or process user funds or cryptocurrency assets, does not access private keys, does not execute transactions, and does not provide financial or investment advice. All information is provided for informational and record-keeping purposes only.

3. Permitted use

You may use the website for lawful informational purposes and use the software for personal or internal record-keeping and analytical organisation consistent with these Terms.

4. Prohibited use

You must not:

  • use Mindtools to misrepresent it as a bank, broker, exchange, wallet custodian, or payment service
  • attempt to use the software to process funds, cryptocurrency assets, or private keys
  • misuse the website to distribute malware or interfere with service integrity
  • scrape or republish site content in a way that infringes intellectual property rights
  • use the site or software for unlawful activity

5. Intellectual property

Site content, branding, and related materials are owned by Mindtools or used under licence. You may not copy, modify, or distribute them except as allowed by applicable law or written permission.

6. Software limitations

Mindtools is an informational and analytical utility. Features described on this website relate to local tracking, organisation, review, and record-keeping. The website does not promise investment returns, trading outcomes, or financial results of any kind.

7. Third-party services

Links to third-party destinations, including the Microsoft Store homepage at https://apps.microsoft.com/, are provided for convenience. Mindtools does not claim that the application is officially published, verified, certified, developed, endorsed, or affiliated with Microsoft unless such facts are separately and explicitly established. Third-party services are governed by their own terms.

8. No financial or investment advice

Nothing on the website or in the software constitutes financial, investment, tax, legal, or accounting advice. You remain responsible for your own decisions and for obtaining professional advice where needed.

9. No financial institution status

Mindtools is not a financial institution and does not provide regulated financial services through this website.

10. No wallet functionality and no custody of assets

Mindtools does not provide wallet functionality, does not custody assets, and does not process user funds or cryptocurrency assets.

11. No transaction execution

Mindtools does not execute transactions.

12. Disclaimer of warranties

The website and software are provided on an “as available” basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

13. Limitation of liability

To the fullest extent permitted by applicable law, Mindtools is not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, or business opportunities arising from use of the website or software. Nothing in these Terms excludes liability that cannot be excluded under UK law.

14. Changes to the software

Mindtools may update, modify, or discontinue features of the software or website descriptions as the product evolves. Material changes to these Terms will be reflected by updating the date on this page.

15. Changes to the Terms

We may revise these Terms from time to time. The revised Terms apply from the date of publication on this page unless otherwise stated.

16. Governing law

These Terms are governed by the laws of the United Kingdom, without prejudice to mandatory consumer protections that may apply in your place of residence.

17. Contact information